Despite all we hear about , credit cards continue to be an important part of our lives and are necessary for many transactions. After all, you can’t qualify for many credit products and loans if you don’t have a credit history! So as long as we have to use them, wouldn’t it be great to know which credit cards are the best to apply for and which are best to avoid? This overview of the best credit cards of 2015, as well as our many other , can help you make an informed decision.
ith 2016 in full swing, it seems like a good time to review some of the best credit card offers available. Carrying the right credit card(s) for your spending habits is not only the responsible thing to do, but also the smart thing to do. Credit cards get a bad rap sometimes, especially when you start to see the fees and interest piling up. But the best credit card offers include cards that award cash back, points and miles, and even 0% APR introductory rates – all for little to no annual fee and comparatively low interest rates.
As the new year begins, it’s a good opportunity to review the best credit card offers available and see which — if any — make sense for you. The best credit cards of 2014 offer a combination of sign-up bonuses, reward programs, low-APR promotional periods, and other benefits that can be used to your advantage if you pay attention.
. Right now, the best credit card offer for balance transfers is Chase Slate. Open a card with an offer like this when you have a balance on a card with a high interest rate that you’d like to pay off without owing additional interest. For example, if you have a $15,000 balance on a card with an ongoing APR of 15%, you could save $2,250 by moving that balance to Slate from Chase and paying the remainder of the $15,000 before the introductory period ends.